Wave

Updated October 17, 2026

About Wave

Wave is cloud-based accounting software that handles bookkeeping, invoicing, and payroll for small businesses and freelancers.

People use Wave to track income and expenses, send invoices, accept online payments, and run payroll for employees or contractors. It suits freelancers, small business owners, and entrepreneurs who want to manage their finances without deep accounting knowledge. The mobile app also lets users handle invoices, expenses, and receipts while away from their desk.

Track income and expenses
Create customizable professional invoices
Accept credit card and bank payments
Run payroll with automatic tax calculations
Scan and store receipts

Good to know: Offers a mobile app for managing invoices, expenses, and receipts on the go.

Key features

All-in-One Finances: Bookkeeping, invoices, and payments live together, giving you a single picture of your money.
Payroll and Taxes: Pays staff or contractors and works out and files payroll taxes for you in supported areas.
Receipt Capture: Snap photos of receipts to save them and keep your spending records tidy.